It would seem like one would prioritize savings, but due to the variance in interest, the net gain is in favor of paying off high interest loans vs building low interest savings.
Sorry, but you're wrong. Your retirement savings should go into relatively high risk investments with good long term average returns, such as the stock market. At this point the average return on investment for retirement savings exceeds the interest rates on your loans, and therefore the net gain is for preparing for retirement. (Unless, of course, you're facing a short term cash crunch where long term returns become irrelevant to your utility.)
Sorry, but you're wrong. Your retirement savings should go into relatively high risk investments with good long term average returns, such as the stock market. At this point the average return on investment for retirement savings exceeds the interest rates on your loans, and therefore the net gain is for preparing for retirement. (Unless, of course, you're facing a short term cash crunch where long term returns become irrelevant to your utility.)