My point is that I do not consider the net sum negative. It is so small that it is inconsequential to my life. It does not affect my finances whatsoever. Only hitting the jackpot would, and that would be a definite positive effect to me. Like I said life-changing.
I consider that the Pascal's Wager :) Everything to gain, nothing to lose. http://en.wikipedia.org/wiki/Pascal%27s_Wager