Definitely not. In my home country the banks use SMS 2FA.
It's a complete shitshow. Occasionally syndicates manage to get both sides of 2FA lined up (insiders) and clean out someone's account.
Then the bank says not my problem - you didn't keep your password safe. And the cell provider says not my problem - not intended as security mechanism. Leaving the customer poor and sht out of luck.
It's a complete shitshow. Occasionally syndicates manage to get both sides of 2FA lined up (insiders) and clean out someone's account.
Then the bank says not my problem - you didn't keep your password safe. And the cell provider says not my problem - not intended as security mechanism. Leaving the customer poor and sht out of luck.