Which is funny considering the explanation that was presented to me about why is it legal in the US to ride a motorcycle without a crash helmet. The explanation is: in case of an accident, the motorcycle driver has a lower chance to survive without the helmet. From the insurer’s perspective paying out a one time death insurance might be cheaper than paying someone money every month for the rest of their life.
> As of 2021, 18 states and the District of Columbia had universal motorcycle helmet laws, 29 states had laws requiring helmets for certain riders, and three states did not have any motorcycle helmet laws.
No idea how much truth is in that, though.