Its never too late, eventually things will turn and when that happens, you will be in either the right position, or the wrong position, depending on your actions.
That optimism doesn't readily apply to collapsing empires. If Congress doesn't get its shit in gear, the US is over. Our president is a hair away from sending military to arrest multiple governors of US states. Trust in this current government and Constitution are at an all-time low.
It's increasingly likely that the US splits up into a few regional autonomous zones, but it's unknown just how insane of a civil war that could kick off. We are very close to the moment two different armed law enforcement groups end up in a skirmish, and that will kick things off.
This is all true and happening. But it's not optimism. It's inevitability. We have historical context for change. The would goes though polarities like this through the course of time that's why it's important to stay true to humanity.