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> For some reason PayPal is still quite big in Germany; about 28% of online revenue in 2025.

Many Germans don't have credit cards (I don't), so PayPal is pretty convenient as it can withdraw directly from a SEPA account and enables online shopping.

Google Pay cannot do SEPA, but allows adding PayPal as a payment method, so PayPal also gets you into the Google purchase ecosystem.

Revolut with its virtual CCs has been making some inroads lately, though.

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