"Bloggers -- You Might Have Already Had Libel Insurance, but you might have lost it by having ads or a tipjar.":
http://www.volokh.com/posts/1185312054.shtml
Lots of homeowner's and renter's insurance policies cover libel lawsuits, but many of them would exclude a website that makes or attempts to make even a trivial amount of money, such as by Disqus' ads or affiliate links.
"Bloggers -- You Might Have Already Had Libel Insurance, but you might have lost it by having ads or a tipjar.":
http://www.volokh.com/posts/1185312054.shtml
Lots of homeowner's and renter's insurance policies cover libel lawsuits, but many of them would exclude a website that makes or attempts to make even a trivial amount of money, such as by Disqus' ads or affiliate links.