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He didn't say it was a large debt, he said it was a proportionally larger amount of debt. That could mean $15,000 on credit cards, or a mortgage, etc. (while his pals maybe had a fraction of that).

Also, obviously earning six figures doesn't inherently dictate financial responsibility. Just like someone making $50k can accumulate $20k in debt easily, a person earning $125k can accumulate $50k in debt easily. And there can be exceptionally good reasons for having debt.



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