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pavel_lishin
on Jan 2, 2014
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The Problems With Debit And Credit Cards Are Deepe...
How much are the finance charges? Many ATMs charge anywhere from a buck to three dollars for a withdrawal, unless you go to your "home bank".
saryant
on Jan 2, 2014
[–]
By finance charges, he means interest, not a fee. In the US, cash advances on a credit card typically incur interest immediately rather than after the billing cycle ends (barring some sort of promo).
pavel_lishin
on Jan 2, 2014
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parent
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Sure, but how much is the instant-interest on the amount withdrawn compared to a $3 ATM fee?
saryant
on Jan 2, 2014
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Cash advance APR by whatever you withdrew by however long it takes for you to pay it.
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