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Yeah, that's the kicker for buying. You have to have something for a down payment.

My place was $470k and we paid about $72k in closing costs. Our loan is 3.625% for $417k.

You can still find nice places at that price point, but rates have gone up. So that's another reason why it isn't a fair comparison. But it's an option, and it isn't far away like other east bay places. And like I said, commute times are similar (35 minutes for me).



Sounds like you got in at just the right time, congratulations!




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