I'm sorry for your loss, but I'm not sure you did the right thing with her MMO accounts. Even if I've never met them IRL and probably never will, if one of my gamer friends died, I'd sure as hell want to know. I still find catch myself thinking of some of the people I've met online years after I lost contact with them, and would appreciate the closure that you don't always get in the pseudonymous gaming world.
I've found myself thinking about this sometimes. I already keep track of all my online accounts using a password manager. It's kind of morbid to think about, but it wouldn't be too hard to add notes on each account about who to let know if I were to die, then keep the master password with a will (or in a safety deposit box only to be opened under those circumstances).